Pays out a death benefit if your child dies. Pays out an additional benefit to your beneficiaries if you die in an accident, like a car accident. Access a percentage of your death benefit ahead of schedule if you’re diagnosed with a terminal illness. What riders can I add to my Lumico life insurance policy?ĭepending on your location and application, you could add the following riders: Typically only covers end-of-life expenses, up to $30,000. Coverage up to $1 million that lasts until benefits are paid out, and a policy that builds cash value. Get covered for a period of 10, 15, 20 or 30 years for up to $1 million. You can choose from three life insurance options with Lumico: What types of life insurance coverage does Lumico Life offer? Customer service is available from 8 a.m. If you have other questions in the meantime, email or call 86. Once you submit your email address, an Assurance rep will reach out with your quote. When you get there, navigate to Life Insurance and answer a series of questions about your health, income and lifestyle. Lumico Life’s customer service directs you to apply online using the Assurance website.
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How to get a quote from Lumico Life insurance The insurer doesn’t provide information about its rate tiers, but you’ll typically need to have no history of major health conditions, alcohol or substance abuse or DUIs/DWIs to qualify for the lowest rates. To get the best rates with Lumico, you’ll need to be a nonsmoker. What affects my rate with Lumico Life insurance?
Its partner Assurance allows you to request an online quote, but you’ll need to fill in a form with your personal information.
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